Simply need to complete a short loan application form. The personal and banking information that you provide in our application form is secure. The whole process is completely online and fax-less, so all your data is confidential. We use Secured Sockets Layer (SSL) and other technologies to transmit and receive your data securely.
We may collect personal identification information from users in a variety of ways, including, but not limited to, when users visit our web site, register, fill out a form, and in connection with other activities, services, features or resources we make available. Users may be asked for, as appropriate, name, email address, mailing address, phone number, social security number. Users may, however, visit our web site anonymously.
We will collect personal identification information from users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from submitting the loan application.
You may be asked to provide further details to validate your application. You will not have to offer any collateral to the lender for the approval of your loan. You will be notified by email or text message whether you have been approved or not. Once approved, you will receive a document with all of the terms and policies associated with your loan. If after reading the document you want to go ahead, all you have to do is digitally sign the agreement.
You may may give us authorization to take payment via automatic withdrawals (known as “ACH transfers”), then your loan payments will be paid automatically directly from your bank account. This means each payment will be on time and you won’t have to worry about missing any payments or incurring any late fees.
You can count on our customer service team to help you with your loan approval process.
After we have taken and approved your request, cash will be deposited directly into your bank account via ACH transfer. That means you don’t have to take a trip to the bank to endorse and deposit a check or pay check-cashing fees. Funds will be deposited the same or the next business day in most cases.
Your payment due date(s) is clearly shown in your customer loan agreement. If you signed up for ACH payment and debit transfers, make sure you have sufficient funds available
You are encouraged to contact BM&T Loans as soon as possible if you are unable to repay your loan on the scheduled repayment date. We may charge you late payment fees in accordance with state regulations.
It is your responsibility to make your loan payment by the due date, but we make it easy for you to avoid being late or missing a payment. You can schedule automatic electronic payments from your checking account or provide payment in one of the following forms: debit card, check, or money order.
Please review your loan agreement carefully for information about the financial implications of non-payment.
We adhere to the Fair Debt Collection Practices Act which protects consumers from being abused or harassed by debt collectors.